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How to Calculate Who Owes What: A Simple Math Guide

The math behind splitting bills. Learn the formula to settle debts manually or use our free calculator.

The Manual Way

Total Cost / Number of People = Share per Person. If you paid $100 for 4 people, everyone owes you $25.


The Net Balance Method

Instead of everyone paying everyone, calculate net balances.

  • Person A pays $100 for dinner (Group of 2).
  • Person B pays $0.
  • Person B owes A $50. No need for complicated circles.

Calculate it instantly

Don't do the math yourself. Use our free tool.

Conclusion

The best method is the one everyone agrees on. Communication is key.